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Frequently Asked Questions

  • Is Auto Insurance mandatory for all drivers?
    Yes, auto insurance is required for all drivers in the USA without exception.
  • What are the minimum levels of coverage that are required?
    Minimum insurance levels vary from state to state. You need to inquire with an agent to find out what rules apply in the state you live.
  • Are auto insurance premiums tax deductible?
    No, auto insurance premiums are not tax deductible.
  • How are insurance rates calculated?
    There are a number of factors that can influence your premium. These include, but are not limited to: driving history, type of car, criminal history, credit score, age, etc.
  • Are rental cars covered under my auto insurance policy?
    This depends on the type of coverage you have. In some instances you will be covered, but you need to check with your insurance provider to be certain.